Credit Card Processing for American Businesses— Discount Credit & ATM Processing
Credit card payments are no longer optional for most businesses—they are expected. Customers want to pay the way that's most convenient for them, and businesses that can't accept cards or digital payments consistently lose sales to competitors who can. Discount Credit & ATM Processing provides flexible, affordable credit card processing solutions for businesses of all sizes and types throughout the United States, with pricing models designed to maximize your margins and a commitment to transparency that sets us apart from the big-box processors.
With over 20 years of experience in the payment processing industry and a reputation built on honest service and real results, DCATMP is the partner businesses trust when they are ready to take control of their payment costs. We offer no long-term contracts, zero cancellation fees, free equipment on qualifying accounts, and a dedicated representative assigned to your account from day one. Available 24/7 at 269-352-3012—we are here whenever you need us.
Call Us 24/7—269-352-3012 | dcatmp.com
Flexible Pricing Models
One of the most important decisions in credit card processing is choosing the right pricing model for your business—and the right answer depends on your transaction volume, average ticket size, customer mix, and business goals. DCATMP offers three primary pricing models to ensure every business we work with gets the structure that serves them best:
Cash Discount Pricing
Cash discount pricing passes the cost of card acceptance to customers who choose to pay by card while rewarding customers who pay cash with a reduced price. This model effectively eliminates processing costs for the merchant, allowing you to accept all major card types without absorbing the associated fees. It is one of the most popular models we offer and is fully compliant with card network rules when implemented correctly—which our team ensures every time.
Tiered Pricing
Tiered pricing groups transactions into categories—typically qualified, mid-qualified, and non-qualified—with a different rate applied to each tier. This model is straightforward and predictable for merchants who prefer simplicity in their statements. Our team reviews your transaction mix and helps you understand exactly what to expect on your monthly processing costs before you sign up for anything.
Interchange-Plus Pricing
Interchange-plus pricing is widely considered the most transparent model available—you pay the actual interchange rate set by the card networks (Visa, Mastercard, etc.) plus a small fixed markup. This model is particularly advantageous for businesses with high transaction volumes, as the markup is consistent and the total cost is directly tied to actual interchange rates rather than tiered buckets that can obscure true processing costs.
Who We Serve
DCATMP works with businesses across virtually every industry—retail stores, restaurants and cafes, professional services, healthcare providers, convenience stores, salons and spas, auto services, contractors, and more. If your business accepts payments—or wants to—we have a processing solution that works for your specific situation. We also work with future business owners who are setting up payment processing ahead of their opening.
Credit Card Processing
Frequently Asked Questions
What is the contract length?
We do not require long-term contracts. Our services are designed to be flexible for your business needs.
Is there a termination or cancellation fee?
No. There are zero cancellation or termination fees.
What pricing models do you offer?
We provide flexible pricing options, including cash discount, tiered pricing, and interchange-plus pricing, to fit your business structure.
Call Us 24/7—269-352-3012 | dcatmp.com
